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It isn’t easy to find good employment in this lousy economy. There are so many thing you need to keep in mind and so many others to compete with for the same job. Use the tips above to put yourself ahead of all the others.

Find out what others are being paid for the positions you’re applying for. People usually ask for salaries that are below their actual worth, anticipating employers to shy away from expensive demands. Although there is some truth to this, asking for too low of a salary can make you appear desperate.

Make it a point to show up to your job early. You never know what might get in your way on the trip. Your employer will be happier with your work if you are always here on time.

When you’re filling out applications, use a form that will make the task easier. You don’t want to be stuck admitting that you don’t know the dates and contact info that they must have on the job application to check your history. Having a quick reference sheet for this information will be helpful in a pinch. That will make your applications easier to fill out.

Don’t get too chummy with the people you work with. This will ensure you know people in the field before you leave the company. These friendships may lead to drama and gossip which will be detrimental to the workplace. Avoid the risk and keep from jeopardizing your position.

Go to to many career fairs when you’re looking for a job. Career fairs will help you figure out the kind of job you want. You can network with people you meet there, too.

Don’t just search for one job title, as the position you are seeking might be listed under different names. Do some online research and figure out what other job titles are similar to the one you desire. By doing this, you’ll be able to find more job possibilities.

Get an email address that sounds professional. Your email address can leave a first impression on the employer. A nice address with an identifier, such as your last name should be used. A poor choice in email addresses could cost you that job you’ve been dreaming of.

Millions of people are experiencing problems as they search for scarce jobs. For one thing, every positive thing you have to offer a company is under scrutiny, and for another, you are applying for the job with many other people. Use the advice here to help you stand out.

We require the investors to provide capital improvement money and evidence of sufficient sustainable rent. Tim Melvin: It sounds like you know the good and the bad aspects of the local market, as well as who the players are and who the good guys are and the not so good guys are. Thats a real advantage as a banker. Daniel Reininga: Yes. I think the key for anybody who invests in Lake Shore, regardless of what were doing, we have a very appropriate enterprise risk management function, and we bring that into our credit policy and into our overall perspective on anything we do. Were not chasing loans. Were not chasing yields. Were rotating the right kind of assets that are sustainable with the right credit metrics, so its not reaching critical threat by any means, so were going to get the goal for our investors. Tim Melvin: I wanted to touch on that a little bit because I noticed when I was going through your reports this morning that you have done a very nice job of growing the commercial real estate and the C&I book over the last 3 or 4 years. thisBut youre non- performing loans as a percentage of the commercial and the C&I portfolio is well below industry averages.

For the original version including any supplementary images or video, visit An Interview With The CEO and CFO Of Lake Shore Bankcorp

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